Lending Interest Rates
Nurses First offers competitive interest rates on all loans. View more on loan interest rates below.
Comparison Rates
The comparison rate* is an interest rate that takes into account all the costs of setting up and maintaining a loan, including maintenance and ongoing fees (excluding government fees since these are the same for every institution). This allows you to make a more accurate assessment of the 'true' cost of a loan. You can view a full list of comparison rates by downloading the comparison rate schedule or by visiting our branch.
 Adobe Acrobat Reader is required to view the files. Click to download this software if you don't already have it installed.
Home Loan interest rates
|
Lifestyle Home Loan |
7.55% |
7.65% |
|
Easypay Home Loan |
6.97% |
7.07% |
|
Concessional 1 yr fixed loan |
6.49% |
7.53% |
|
Easy Living Access Loan |
8.00% |
8.13% |
|
3 Year Fixed Rate Home Loan |
6.89% |
7.45% |
|
5 Year Fixed Rate Home Loan |
6.99% |
7.40% |
|
Equity Access Account |
7.56% |
N/A |
The comparison rate for Nurses First home loans is calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments.
Car Loan & Personal Loan interest rates
|
Car loan
(fully secured by a new vehicle or a used vehicle up to 5 years old) |
11.25% |
12.12% |
|
Easypay Car loan
(fully secured by a new vehicle or a used vehicle up to 5 years old) |
10.99% |
11.86% |
|
Personal loans
(fully secured by a used vehicle up to 7 years old) |
11.25% |
12.12% |
|
Easypay Personal loans
(fully secured by a used vehicle up to 7 years old) |
10.99% |
11.86% |
|
Personal loans
(unsecured) |
14.50% |
15.37% |
|
Easypay Personal loans
(unsecured) |
13.99% |
14.86% |
The comparison rate for Nurses First personal loans is calculated on a loan amount $15,000 over a term of 4 years based on monthly repayments.
Investment Loan interest rates
|
Investor Access Account |
7.05% |
N/A |
|
Lifestyle Investment Loan |
7.55% |
N/A |
The comparison rate for Nurses First investment loans is calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments.
Overdraft interest rates
|
Essential Overdraft |
16.69% |
|
Easypay Essential Overdraft |
11.69% |
These comparison rates are accurate only for the examples given when monthly repayments are made. Different amounts and different terms will result in different comparison rates. Other factors such as redraw fees or early repayment fees, and costs such as fee waivers, are not included in the comparison rate but may influence the final cost of the loan. All home loans are secured by first mortgage over property.
Interest rates effective 1 December 2008 and subject to change. Terms & Conditions apply and are available on request.
|
