Investment Loans
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Just as you can borrow to purchase a home or car, you can utilise borrowed funds in your investment strategy. |
What can I do here?
Find out more about:
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Property Investment
Borrowing to invest, also known as gearing, helps you accumulate wealth faster by increasing your total investment amount. In essence, you are investing someone else's money in addition to your own. The increased total can provide greater growth and potential tax advantages.
Gearing can be used as a basis for various investment strategies, including purchasing an investment property, purchasing a share portfolio or investing in managed funds.
Nurses First offers various lending alternatives for investors, from the flexible Investor Access account to a range of investment property loans.
Investor Access Account
The Investor Access is a flexible home loan option that allows you to use the equity in your home to increase your investment potential, letting you build the financial freedom you've dreamed of. By borrowing to invest, or gearing, you can increase your investment potential and diversify into investments such as shares, managed funds or another property.
The Investor Access account, which is secured by your property, offers an attractive interest rate linked to the standard variable home loan rate. Repayments are flexible, allowing you to make interest only or principal and interest repayments, and access is provided via direct debits, Netlink and Phonelink.
Before applying for an Investor Access account you should consult a Financial Planner, who can help you understand the benefits, potential risks and tax implications involved with gearing into a range of investment options. For more information call 13 25 77, or you can make an online enquiry. You can also call 13 25 77 to make an appointment with a Nurses First Mobile Consultant whi can visit you at home or work.
A Nurses First Investor Access Account offers the option of Easypay, saving you time and money. Find out more about Easypay.
Property Investment Loans
Nurses First offer a range of loans for property investment purposes. For further information call 13 25 77 to speak with a Member Services Consultant who can tell you more about which loan is right for you. You can also make an online enquiry. You can also call 13 25 77 to make an appointment with a Nurses First Mobile Consultant whi can visit you at home or work.
Investment Loans
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Lifestyle Investment Loan. |
Standard variable rate, with discounted 12 month introductory rate. |
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Investor Access Account |
Revolving line of credit. |
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Easypay option |
Yes |
N/A |
N/A |
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100% mortgage offset |
Yes |
N/A |
N/A |
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Interest only repayments |
N/A |
Yes |
Yes |
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Additional repayments |
Yes |
Yes |
Yes |
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Account service fee |
$5 per month |
$8 per month |
$5 per month |
* All investment loans are subject to application approval. Standard lending criteria, terms and conditions and fees and charges apply.
Next step - Investment Loans
Need help planning your budget? You can use our Budget Planner to plan your loan repayments and find out exactly how much you can afford.
You can also use our Loan Calculators to find out what your repayments will be, how long your loan term will be and how much you can borrow.
Call 13 25 77 between 8:30am and 8:00pm Monday to Friday to speak with a Member Services Consultant and find out how we can tailor an investment loan to your needs. You can also make an online enquiry.
View investment loan interest rates and fees.
View investment loan terms and conditions.
Applying for an investment loan is easy.
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Online. Make an online application.
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By phone. Call 13 25 77 between 8:30am and 8:00pm Monday to Friday to apply over the phone.
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In person. Call 13 25 77 to arrange an appointment with a Nurses First Mobile Consultant. Our consultants can visit you at home or work to discuss a loan and your needs. Alternatively visit our branch at 250 Victoria Parade, East Melbourne.
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