If you require a home loan with additional features such as an offset account or discount introductory rate, Nurses First Lifestyle Home Loan offers choice and flexibility.
There are three home loan options available, allowing you to select the features of most benefit to you.
| Features | |
| Interest Rate (%pa) | Standard variable interest rate |
| Choice of features |
Discounted introductory interest rate for the first 12 months of your loan; or
Standard Variable interest rate with an option of a Mortgage Breaker Offset Account. 100% interest offset facility. Uses your savings to reduce your home loan interest |
| Your repayment options | Weekly / Fortnightly / Monthly Payroll deduction, auto transfer, direct debit, Bank@post deposit |
| Pay off your loan faster | You can make additional repayments |
| Offset account | Optional |
| Top up your loan | Use the equity in your home to borrow additional funds (eg. for a new car or rennovations Minimum top up $5,000 |
| Redraw facility | A redraw facility is available. Allows you to access additional repayments you have made Minimum redraw $1,000 |
| Minimum loan amount | $20,000 (30 year term) $150,000 (40 year term)# Use our Loan Repayment calculator to see difference in repayments |
| Fees and charges | View loan fees & charges |
| Loan term | 5 - 40 years Use our Borrowing Power calculator to see the difference in the loan terms |