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Equity Access

Equity Access is a flexible mortgage secured overdraft that allows you to borrow against the equity in your home. The advantage of Equity Access is that you do not have to apply for additional loans if you need a new car, home renovations or a holiday - you can draw the funds directly from your overdraft.

Full redraw facility that operates as a loan and transaction account in one
Only pay interest on the amount drawn
Make deposits at any time
Available for owner occupiers and residential property investors

Features

Interest Rate (%pa)	Variable interest rate debited monthly If account is in credit, interest will be credited monthly at a tiered rate.
Your repayment options	No fixed repayments required unless full credit amount is drawn. Then repayments must be made monthly
Redraw facility	Operates as a full redraw facility. No minimum redraw amount
Minimum loan amount	$20,000
Fees and charges	View loan fees & charges

Call us on (03) 9419 1901
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Visit us at 250 Victoria Parade, East Melbourne
Mobile Home Loan Consultant can visit you wherever you are and are available 7 days a week. Simply call (03) 9419 1901 to make an appointment.

BSB: 806-015 Telephone: 13 25 77

(c) 2010 Nurses First is a division of Police & Nurses Credit Society Limited ABN 69 087 651 876 AFSL/ACL 240701.

Any information or advice provided on this website is for general purposes only. It is prepared without considering your personal objectives, financial situation or needs. We recommend you read the relevant Product Disclosure Statement (PDS) and our Financial Services Guide when considering a product's appropriateness to your circumstances, including whether to acquire or retain a product. Please note that if rates are stated on this website, they are subject to change without notice and fees and charges are payable in respect of our products

All home loans are subject to application approval. Standard lending criteria, terms, conditions, fees and charges apply. The Comparison Rate for properties in the metropolitan area is based on a loan of $150,000 for a term of 25 years with repayments made monthly. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. You can view the Comparison Rate Schedule or request a copy from our branch. Conditions may vary in different states. Please contact Nurses First for further information.